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The Lowdown on the Citi PremierPass Card

The Citi PremierPass Card combines the traditional points-per-dollar spent system with an airline frequent flyer program where airline miles are awarded based on distance flown. The result is a unique reward program unlike any other. Catering to people with an excellent credit rating, the card is offered in three flavors - the Citi PremierPass Card - Elite Level, the Citi PremierPass Card and the CitiBusiness PremierPass Card.

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With the Citi PremierPass Card, cardholders are eligible for one Thank You Network Point per dollar spent for any and all purchases. Cardholders are also eligible for one point for every mile flown on any airline of their choice. Thank You Flight Points are earned as long as the ticket is bought with the card, regardless of who actually boards the plane.

Citi Dividend Platinum Select Credit Card This is a card for anyone who wants cash back rewards, but who plans on paying the card off every month. Customers receive 5% cash back on purchases at grocery stores, drug stores and gas stations, and 1% back for all other purchases. Citi offers a 0% APR on balance transfers for the first twelve months, but the regular APR is higher than the other cards being compared here. The cash back rewards are good, but this is not the card on which to carry a balance.

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However, if you have purchased a ticket for yourself and your family on the same flight and utilize your Citi PremierPass Card for payment, only the airline miles for your ticket will be awarded. Nonetheless, this reward program is still alluring as points earned can be redeemed for all types of gifts through Citi's Thank You Network. Also, even though Thank You Flight Points are not convertible to airline miles, they are redeemable for airline tickets, in exchange for points earned through general purchases.

0.00% for 12 months Apply Citi Citi Platinum MasterCard 0.00% for 12 months Apply Prices were last updated on 20 April 2007 Where a provider has more than one card with the same balance transfer period, we only show one card to give you a wider view of the market. All cards are available when you carry out a full comparison.

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However, there is a cap set at 100,000 points per year, but the points will not expire as long as cardholders charge at least one purchase every three years to the card in order to keep the account active. Apart from that, this card also offers additional perks such as no annual fees charged and a long 0% introductory rate of 12 months. APR rates are also reasonably low beyond the introductory period, although there is a minimum interest rate incurred for cash advances.

Small Business Health Insurance Plans Comprehensive small business health insurance plans pay for doctor visits, hospital visits, and prescription drugs. Also known as indemnity plans, these plans let you use your own doctors, specialists, and hospitals. You pay an insurance premium for your plan, plus a deductible (usually $500 to $2, 000) before your insurer begins to pay your claims. Most plans cover 80% of medical costs, and you or your employee pay the remaining 20%.

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In conclusion, the Citi PremierPass Card offers a good balance of advantages and disadvantages for cardholders. While the perks look pretty attractive, it is the spending habits of the cardholder that will drive these benefits or advantages. In the end, even if the perks are attractive, but a bad-spending habit will just get you into snowballing debt no matter how low the interest rates are.

St. Director of Tourism Since 1998 Mr. Peter Hilary Modeste has served, as the Director of Tourism of the St. Lucia Tourist Board. President of the St. Lucia Hotel & Tourism Association, Mr. Modeste has been employed within the tourism sector for a number of years. He was educated at the University of Wales and is married with three children. A former Minister of Education, Mr. Modeste has served on a number of national organizations including the St. Lucia Development Bank.

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For more information or to apply for the Citi PremierPass Card, Eric Wasselman recommends Find Credit Cards.

† You will earn 10% college savings on Upromise participating grocery and drug store items when you a) purchase such items in accordance with any manufacturer contribution requirements, b) use your Citi Upromise World MasterCard to make such purchase at Upromise participating grocery and drug stores and c) use a grocery or drug store loyalty card registered in your Upromise account at checkout if the participating grocery or drug store offers a loyalty card. Please note that your Citi Upromise World MasterCard and your grocery and drug store loyalty cards must be registered in the same Upromise account.

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