Wales Tourism and Visit Planning

Holiday In Wales A major mortgage company may make it easier and cheaper to buy homes near public transportation.

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Holiday Wales Fannie Mae plans to offer home buyers up to $3,000 a year toward mortgages in neighborhoods near bus or train stops. Merilyn Rovira, a Fannie Mae representative, joined Rep. Rob Andrews, D-N.J., in pitching the idea Monday to several South Jersey mayors at Rutgers-Camden.

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Cottage Holiday In Wales "It's good for the town, good for (public transportation), and it helps people buy homes," said Andrews, a big supporter of the plan, dubbed Smart Commute.

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Caravan Holiday In Wales If a prospective home sits within a quarter mile of a bus stop or one-half mile of a train stop, up to $250 per month can be contributed to the home buyer's eventual mortgage payments, Rovira said. Home buyers simply need to call Fannie Mae for a list of participating lenders and then work for a mortgage through those lenders.

Critics said the new rules favor towns so much that fewer units will be built. "COAH has clearly abdicated its responsibility to produce affordable housing, protect the environment and promote sound planning, " said Paul Chrystie, executive director of the Coalition for Affordable Housing and the Environment. "Municipalities will be planning not on the basis of what is right for the town, but for how they can get the lowest affordable housing numbers possible."

Camping Holiday Wales "First of all, it expands the ability of people to buy houses, which ought to drive up the demand and (therefore) property values," Andrews said. "It's a way of taking advantage of existing public transportation rather than building out in a field, where they have to drive to work."

St. Director of Tourism Since 1998 Mr. Peter Hilary Modeste has served, as the Director of Tourism of the St. Lucia Tourist Board. President of the St. Lucia Hotel & Tourism Association, Mr. Modeste has been employed within the tourism sector for a number of years. He was educated at the University of Wales and is married with three children. A former Minister of Education, Mr. Modeste has served on a number of national organizations including the St. Lucia Development Bank.

Accommodation Holiday Wales Fannie Mae's role is that of a "secondary mortgage market." The company does not originate mortgages. Rather, it purchases mortgages from primary lenders, such as banks that don't want to wait 30 years to receive full payment, Rovira said.

Holiday Last Minute Wales It's through this connection that Fannie Mae can offer the mortgage incentive. Fannie Mae would purchase most of the Smart Commute mortgages, Rovira said.

Catering Holiday Self Wales The Smart Commute could begin this summer as a regional program in South Jersey, but it could also start as a statewide program or elsewhere in New Jersey, Rovira said.

Holiday Wales Walking By Daniel Walsh
Courier-Post - 4/9/2003

Topic: Less Sprawl

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